Upside Avoid Owing Loan

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The moderation of people in prosperity is the effect of a smooth and composed temper, owing to the calm of their good fortune.
—François, Duc De La Rochefoucauld (1613–1680)

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I wonder whether mankind could not get along without all these names, which keep increasing every day, and hour, and moment; till at the last the very air will be full of them; and even in a great plain, men will be breathing each other’s breath, owing to the vast multitude of words they use, that consume all the air, just as lamp-burners do gas.
—Herman Melville (1819–1891)