Foreclosure America Story Rise Fall Countrywide Home Loans Mortgage Crisis Default American Dream

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Nichols [the money lender]: “In this sharing and living as one family that you talk so much about, [who] has conferred the most obligations?” David: “In all our transactions with each other, I believe the word obligations was never once thought of by either of us.” Nichols: “But many a man has come to me to mortgage his last foot of land, and all his complaint has been of ingratitude from those he had obliged.” David: “You don’t speak our language, sir.” Here Nichols sneers.
—Sarah Fielding (1710–1768)

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We are playing with fire when we skip the years of three, four, and five to hurry children into being age six.... Every child has a right to his fifth year of life, his fourth year, his third year. He has a right to live each year with joy and self-fulfillment. No one should ever claim the power to make a child mortgage his today for the sake of tomorrow.
—James L. Hymes, Jr. (20th century)