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The common notions that we find in credit around us and infused into our souls by our fathers seed, these seem to be the universal and natural ones. Whence it comes to pass that what is off the hinges of custom, people believe to be off the hinges of reason.
—Michel de Montaigne (15331592)
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One must credit an hypothesis with all that has had to be discovered in order to demolish it.
—Jean Rostand (18941977)
Check Your Credit Report Regularly To Improve Credit Scores ... By that time, you may have incurred too many negative entries on your credit report and you may need to wait a longer time to work on improving your credit before you can re-apply for new credit...