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To give money to a sufferer is only a come-off. It is only a postponement of the real payment, a bribe paid for silence, a credit system in which a paper promise to pay answers for the time instead of liquidation. We owe to man higher succors than food and fire. We owe to man.
—Ralph Waldo Emerson (1803–1882)
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Beliefs constitute the basic stratum, that which lies deepest, in the architecture of our life. By them we live, and by the same token we rarely think of them.... One may symbolize the individual life as a bank of issue. The bank lives on the credit of a gold reserve which is rarely seen, which lies at the bottom of metal coffers hidden in the vaults of the building. The most elementary caution will suggest that from time to time the effective condition of these guaranties—of these credences, one might say, that are the basis of credit—be passed in review.
—José Ortega Y Gasset (1883–1955)
Check Your Credit Report Regularly To Improve Credit Scores ... In real life, most people bother to check their credit scores only until the last minute. Most people also only take the time to check them when their credit application gets denied...