Articles On Credit

Credit Card Companies
By Zack Hooper
Have you ever thought about why you are attracted to some people and not others? This has always fascinated me. As far back as grade school and high school I was fortunate enough to find friends that shared my core beliefs and values....

Secured Credit Cards
By Lita Galloway
One thing that follows a person around for years is their credit score. If it’s high there’s absolutely nothing to worry about....

Student Credit Cards
By Quinn Deleon
Have you ever stopped to think about how massive the responsibility is for parenting our children? Unfortunately many people do not think about the responsibility and do not take the job seriously. There are many children that get very little guidance from their parents so they turn to others or rely on themselves....

A Credit Card Jargon Buster
By Aminta Nielsen
Credit cards, as part of the financial industry, use a massive array of jargon. You can't be expected to recognise all these technical terms, and some of them are quite important – so here's a quick guide, in alphabetical order....

Alternatives to Credit Cards
By Talya Riddle
Are you one of those people who only ever got a credit card for the convenience of being able to pay without cash, or because you weren't aware of any other easy way to borrow money? Millions of us are, thanks to the unavoidable advertising of the credit card industry, and few people realise just how many alternatives to credit cards there are. Let's take a look at a few....

Credit Card Cheques and Cash Advances
By Braiden Holmes
Once you've got a credit card, you'll find that you can do more with it than just pay for things with the card. You might be sent a credit card chequebook, for those times when you're paying someone who can't accept your card....

Finding the Right Credit Card
By Gabrielle Quinn
Finding the Right Credit Card. There are so many credit cards out there to choose from that deciding which one to get can feel really daunting....

How to Get the Best Rates on Your Current Credit Cards
By Olinda Luna
How to Get the Best Rates on Your Current Credit Cards So you've got a few credit cards, and you're quite happy with them overall. Still, wouldn't it be nice to save a little money on interest? It all adds up over time, and more quickly than you'd think....

How Your Credit Rating Affects You, and How to Check It
By Tahnee Morales
How Your Credit Rating Affects You, and How to Check It. You might not know it, but every time you take out any kind of loan or credit or pay something back, it gets counted on your credit rating....

The Liars and Scammers of the Credit Card Industry
By Travis Buckley
The Liars and Scammers of the Credit Card Industry. In the world of credit cards, there are plenty of people who are desperate to borrow money, and just as many people who are desperate to get back out of debt again....

Top Five Credit Card Mistakes
By Everett Kline
Top Five Credit Card Mistakes. When you're dealing with credit cards, you're playing with fire....

What Should You Do if You Get Turned Down for a Credit Card?
By Jyoti Aguirre
What Should You Do if You Get Turned Down for a Credit Card? So you've gone through the long and terrible process of giving your details, only to find that you got turned down. This can feel a little insulting, like a rejection, especially if you feel like you could easily handle the card in question....

Why Credit Cards are a Bad Idea
By Haden Elliott
Why Credit Cards are a Bad Idea. Credit cards are just so convenient, aren't they? There's no need to carry any money with you ever again: you can just take one with you to the shop and pay the exact amount just by handing it over....

You're Not Alone: Credit Card Statistics
By Korey Terry
You're Not Alone: Credit Card Statistics. Do you have any idea just how common credit cards are? Let's take a look at a few statistics from the USA....

Introducing the New eBay "Buyer's Credit" Program
By Hunter Hopper
Introducing the New eBay "Buyer's Credit" Program. In an effort to compete with more 'traditional' shops, eBay has started to offer finance agreements though PayPal for expensive items....

Three Ways to make sure your Online Credit Card Transaction is Safe
By Edgar O'Connor
In the age of the internet and busy schedules, more people are finding it more convenient to do their shopping and banking online. Nowadays, people are working longer hours and are too busy with other activities to be able to fit in time to travel to the local shopping center....

A Lending Hand Only Good Credit Need Apply
By Manjusha W. Irwin
5 Facts about Credit Scoring Are you thinking of buying a house or a new car? If you're like most people, you'll probably have to secure a bank loan. When it comes to money lending, most financial institutions strive to live by maxim of 'only good credit need apply.' Yes, there are lending institutions that will lend to individuals or businesses with very low credit scores (known as 'bad credit loans'), but these loans often come at a high price....

Give yourself a little Credit:
By Ula Quinn
Shop for a Card with Low Rates rather than apply for a Loan Are you looking for a way to consolidate your credit card debt? Or are you thinking of making a big purchase and don't have enough in your savings to cover the cost of that new car or home theater system? You first thought is going to the bank for a loan, right? If you're in either of these situations, you might consider using your credit card instead of the bank. Despite their obvious dangers, credit cards can also be useful financial tools, and if you do your research, they can also be a smart alternative to a typical loan....

How do you Rate? Credit Reports Tattletale on your Finances
By Ujjwala Noble
How do you Rate? Credit Reports Tattletale on your Finances 5 Items you'll find on Your Credit Report You've applied for a loan at a bank or other lending institution. You've done your research, filled out all of the required forms and you think you've meet all of their requirements....

Score High and Keep Interest Low The Ins and Outs of Credit Scoring
By Jemma Underwood
Credit scoring is a system that helps you to get lower interest rates, more loans and better insurance rates. It is based off of a point value system calculated through certain companies known as credit bureaus to determine what standing you are in....

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