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    Debt To Income Ratio
    By Dale Quinn
    Credit cards first entered my life during my freshman year of college. My first plastic way of paying for things gave me a credit line of $500....

    What Should You Do if You Get Turned Down for a Credit Card?
    By Jyoti Aguirre
    What Should You Do if You Get Turned Down for a Credit Card? So you've gone through the long and terrible process of giving your details, only to find that you got turned down. This can feel a little insulting, like a rejection, especially if you feel like you could easily handle the card in question....

    Score High and Keep Interest Low The Ins and Outs of Credit Scoring
    By Jemma Underwood
    Credit scoring is a system that helps you to get lower interest rates, more loans and better insurance rates. It is based off of a point value system calculated through certain companies known as credit bureaus to determine what standing you are in....

    Debt Recovery
    By Harrison Hartman
    There's no denying that we Americans follow certain patterns/traditions. While church on Sundays, Friday night football, and backyard barbeques may be some of them, they're not the ones I have in mind....

    A Credit Card Jargon Buster
    By Aminta Nielsen
    Credit cards, as part of the financial industry, use a massive array of jargon. You can't be expected to recognise all these technical terms, and some of them are quite important – so here's a quick guide, in alphabetical order....


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